The Team Behind Utah’s Fastest Closings
A small, local brokerage that treats your loan like it’s our own — because our name is on it.
Meet Chad Knowles
Owner / Broker · NMLS #968860
Chad Knowles has been helping Utah families finance homes since 2012. After five years as a loan originator at At Home Discount Mortgages, he founded FastTrack Mortgage in 2019 to give Utah buyers what big banks won’t: wholesale rates, honest advice, and closings that hit their deadlines.
Chad built FastTrack around one promise: move fast without being sloppy. Real pre-approvals (not rubber-stamp pre-quals), proactive communication at every milestone, and loans structured right the first time. That approach has earned 101+ five-star Google reviews and a client base that comes back for every refinance and next home.
Our Team
Licensing & Credentials
- Company: FastTrack Mortgage Inc., NMLS #1847199
- Broker: Chad Knowles, NMLS #968860
- Founded: 2019, Fruit Heights, Utah
- Office: 1455 E Howards Way, Fruit Heights, UT 84037
- Verify us: NMLS Consumer Access
Frequently Asked Questions
How long has FastTrack Mortgage been in business?
FastTrack Mortgage was founded in 2019 by Chad Knowles, who spent over five years as a mortgage loan originator at At Home Discount Mortgages before opening his own brokerage. Chad has been in mortgage lending since 2012.
Is FastTrack Mortgage licensed?
Yes. FastTrack Mortgage Inc. is licensed under NMLS #1847199, and Chad Knowles is a licensed mortgage broker under NMLS #968860. You can verify both on NMLS Consumer Access.
Will I work directly with Chad?
Yes. FastTrack is a small, four-person brokerage by design. You work directly with a licensed loan officer from application to closing — no call centers, no handoffs to strangers.
Get a Rate Quote in 30 Seconds
Mortgage rates change daily. Get a free, no-pressure quote from a Utah broker with 101+ five-star Google reviews.
Prefer to talk? Call (801) 916-5425