FastTrackMortgage
5.0 · 101+ Google Reviews

Your Mortgage Broker in Salt Lake City, Utah

FastTrack Mortgage is an independent brokerage serving Salt Lake City from Davis County, founded in 2019 by Chad Knowles (NMLS #968860). We shop multiple wholesale lenders for SLC buyers — from first condos downtown to jumbo purchases on the east bench — with a 5.0-star Google rating across 100+ reviews.

Navigating Salt Lake’s competitive market

Salt Lake City is the Wasatch Front’s most competitive market: multiple-offer situations remain common in the Avenues, Sugar House, and 9th & 9th, and east-bench prices regularly cross into jumbo territory. Winning here takes a real pre-approval, a lender who answers the listing agent’s call, and a closing timeline you can actually commit to in the offer.

That’s the FastTrack model. And for SLC’s large self-employed and startup workforce, our bank statement programs qualify you on real cash flow instead of write-off-heavy tax returns.

Condos, jumbos, and everything between

Downtown condo purchases need lenders comfortable with the building’s HOA and warrantability — we know which ones are. East-bench and Federal Heights purchases often price better with shopped jumbo loans, where quotes between lenders can differ by half a percent on the same day.

Popular loan programs in Salt Lake City

Salt Lake City Mortgage FAQ

Do you handle condo loans in downtown Salt Lake?

Yes. Condo financing hinges on the building’s warrantability (HOA finances, owner-occupancy ratio, insurance). We check the building early so you don’t fall in love with a unit a lender won’t touch.

What counts as a jumbo loan in Salt Lake County?

Any loan above the FHFA conforming limit, which adjusts annually. Many east-bench and Federal Heights purchases exceed it — and because jumbo pricing varies widely between lenders, shopping through a broker matters most at this tier.

Get Your Free Salt Lake City Rate Quote

Local broker, wholesale rates, and a closing timeline you can put in your offer.

Prefer to talk? Call (801) 916-5425