FastTrack Mortgage is an independent mortgage brokerage serving Bountiful, Utah since 2019, founded by broker Chad Knowles (NMLS #968860). We hold a 5.0-star Google rating across 100+ reviews and shop multiple wholesale lenders to get Bountiful buyers and homeowners better rates than single-bank retail pricing.
Why Bountiful buyers work with us
FastTrack Mortgage got its start serving Bountiful and south Davis County, and much of our five-star review base comes from Bountiful families — first purchases, move-ups, and repeat refinances. We know the local market rhythm: how competitive east-bench listings move, what first-time buyers face in the starter price bands, and which loan structures win offers here.
Because we’re a broker rather than a bank, your file gets shopped across multiple wholesale lenders and closed on a timeline that keeps sellers and agents confident — typically under 30 days.
Loans we arrange for Bountiful homeowners
Purchase loans (Conventional, FHA, VA, USDA, Jumbo), refinancing, first-time homebuyer programs with down payment assistance, HELOCs to tap equity without losing a low first-mortgage rate, construction loans for east-bench builds, and bank statement loans for the self-employed.